Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? Before I took up my Financial Reboot journey, I was more focused on growing my savings accounts as opposed to paying off debt first.

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. My monthly goal is $100.

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Christmas Club Goals Budgeting 127

Family Balance Sheet

JANUARY 31, 2020

I started a new grocery shopping routine in January and it is working out splendidly! In the past, I made my meal plan and grocery shopped on Sundays. Found Money in January: I have an old savings account that I hold on to, because it’s at the same bank as my kids’ savings accounts. Meal Plan.

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January Frugal Green And Frugal Homemade 130

Family Balance Sheet

APRIL 25, 2019

My monthly goal is $100. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. We received a small tax refund and as soon as the money hit our checking account, I transferred $100 to our Christmas Savings Account. Easy peasy!

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2019 April Club Christmas 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

You will find first-hand experience on how expensive or easy it is to maintain, the best auto shops for that model, and a lot on the car’s reliability or best practices to enhance that reliability. Narrow Down a Price Range If you are going to save money , you need to have a target savings goal in mind that you can work toward.

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Cars Car Bank Banking 52

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. The goal is to streamline payments, lower interest, and pay off debt more quickly. Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget.

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Debt Calculators Credit Cards Credit 52

Family Balance Sheet

MAY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Our monthly goal is $100.

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Club Christmas May Goals 100

Family Balance Sheet

SEPTEMBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. I had amassed $70 and thought it was a perfect addition to our Christmas account.

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2019 September Club August 100

Family Balance Sheet

NOVEMBER 25, 2019

The club was open to anyone who wanted monthly accountability to save for a cash Christmas. My monthly savings goal was $100. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I’ll continue to do so to help pad the account.

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2019 November Club Christmas 130

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Happy 4 months til Christmas!

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August Club Christmas Goals 100

Prairie Eco-Thrifter

OCTOBER 7, 2014

Lots of little changes can add up to big results, like a fatter savings account, more contributions to retirement funds , the means to do really cool stuff and just greater peace of mind. That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. Get Specific with Goals.

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Money Goals Budgeting Budget 113

Family Balance Sheet

OCTOBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. I had amassed $70 and thought it was a perfect addition to our Christmas account.

2019 100

2019 October Club Christmas 100

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

Is saving money one of the goals that you always seem to set for yourself, but never quite achieve? These days, most of us know that if we want to be successful in life, we have to commit to regular saving. When you can’t see the extra money sitting in your bank account, you’ll be less likely to spend it.

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Bills Money Bank Banking 113

Family Balance Sheet

JUNE 4, 2021

I donated plasma 4 times in May which is short of my goal of 8 times. I made quite a bit more from the 4th quarter of 2020 where I do most of my Christmas shopping. This money was put into my Christmas Savings account. Plasma Donation Earnings: $220. This money equates to about $36.67 Progresso Refund: $3.50.

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Money May Donation 2020 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

While you can control where and how you shop, you can’t control the need to eat. Your bills are going to be there, and you can’t simply not save money because you have to pay bills. Consider going for a certificate of deposit, a high-yield savings account, or a money market fund.

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Saving Money Money Saving Bills 52

Family Balance Sheet

JANUARY 2, 2013

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. Step 3: On the 25th of each month, we will be meeting (via a post) to discuss whether we hit our savings goal for the month.

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2013 Christmas Club January 113

Family Balance Sheet

FEBRUARY 19, 2022

There’s a yearly fee and a learning curve, but I love YNAB and it helps me stay on budget and financially organized with our day-to-day checking and savings accounts. Shop around for the best price for our big expenses, such as auto and home insurance, medical needs, and mortgage. Pay our bills in a timely manner.

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Office Family Finance Kids and Family 130

Couponing 101

DECEMBER 4, 2019

If you keep your money in a high-yield savings account, you might be able to get around 2% interest. Because of this, Acorns might be a good choice for people who prefer spending to saving. Since each purchase with a linked account rounds up, you’ll automatically invest a few cents when you shop.

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Making T-Mobile Money Goals 69

Prairie Eco-Thrifter

MAY 22, 2011

Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. The needs, goals and temperament of every household are unique. Sometimes shopping around may be an easy fix. Use a savings account to pay down debts. Pick a plan that works for you.

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Debt Recession Unemployment Budgeting 157

Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We have some upcoming expenses that will be taking a bite out of our savings accounts this fall, so I will be more committed with our grocery budget.

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Budgeting Budget Groceries Grocery 100

Family Balance Sheet

JANUARY 20, 2017

A life goal of ours is. myself from myself and stopped going out to shop and peruse and just “pick. What are your top 3 – 5 tips for saving money/pinching pennies to put. 2 – Shop for meats that are on sale. friends or family to save on housing costs, and we put a little bit from. in America.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

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Emergency Fund Money Finds Friends And Family Sale 130

Savings Corner

DECEMBER 24, 2023

Instead, they are deposited into a savings account, and you make payments on your balance for the duration of the loan. Using a personal loan is only a good idea when it is consistent with being able to achieve other financial goals,” says Mark Hamrick, Bankrate senior economic analyst and Washington bureau chief. “If

Debt 52

Debt Credit Cards Credit College Tuition 52

Saving Everyday

JULY 13, 2012

A few years ago, I made it my personal obsession goal to see if I could completely pay for our Disney trips with “free money” and I’ve accomplished that goal every year but once (I was only a couple hundred dollars short). This is the first year I started a Disney/vacation savings account of $25 a week.

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Disney Hotel Goals Money 83

Family Balance Sheet

MARCH 4, 2016

We took that contract and we hung it up in our medicine cabinet as a daily reminder of our goals together. Our goal was simple: Pay Off Our Debt and Never Go Back Again. No more shopping, no more random Target trips, no more Home Depot weekends, and no more cable television. We Rolled Up Our Sleeves and Got to Work.

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Debt Finds Debt Free Television 100

Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. Collect your bills and start shopping around for new vendors. 10 – Do It Yourself.

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Emergency Fund Money Finds Friends And Family Sale 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? Shop Wisely Just because you are financially smart and frugal doesn’t mean that you have to cut out shopping entirely. It just means that you do it in such a way that you get what you need while still saving some money. They can be anything.

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Money Insurance Debt Bulk 52

The Frugal Girl

MARCH 4, 2024

We live on the side of a small mountain in a quiet, rural town, but we’re less than 20 miles from a city of about 25,000 people and its shopping and dining opportunities. I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) Made me proud!

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Green And Frugal Kids and Family Hotel Frugal 180

Savings Corner

DECEMBER 25, 2023

And if you’re worried about being able to save enough of your earnings to meet your retirement goals , building wealth through passive income is a strategy that might appeal to you, too. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals.

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Money Making Real Estate Rent 52

Family Balance Sheet

FEBRUARY 9, 2018

Being self-employed, we started shopping the market for individual plans. We had high deductible health plans from 2004 – 2016 and contributed many years to a health savings account. We used those funds to pay for our medical bills in 2017 and that account is now depleted and closed.

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Health Insurance Insurance 2017 Bills 113