Family Balance Sheet

FEBRUARY 9, 2018

Health insurance is a struggle for many people, and for us it became a big source of anxiety at the end of 2015 when our insurance company went out of business. We scrambled to research new plans, but after 11 years with the same company we were out of the loop regarding the insurance landscape at that time.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

SEPTEMBER 13, 2017

As open enrollment nears for many health insurance plans, I thought this would be a great time to give you an update on Medi-Share, the health sharing ministry that we are using in place of traditional health insurance. Health insurance has been a long winding road for us over the last few years. LET THAT PARAGRAPH SOAK IN!!

2017 100

2017 Health Insurance September Insurance 100

Motherhood Moments

DECEMBER 26, 2022

This is actually the second straight year in which more than three-quarters of people said their spending on January 1 festivities would decline year over year,” said Jill Gonzalez, WalletHub analyst. “As Americans are planning to spend less on New Year’s plans this year than last year, according to a new WalletHub survey.

New Year's 130

New Year's Money Finance Debt 130

Prairie Eco-Thrifter

JANUARY 28, 2011

Live Real, Now tells us how we can save money on anything from bills to insurance. for Week of January 3-January 7/11- Headed Overseas Edition. for Week of January 10-14/11-Seeking Balance Edition. for the Week of January 17-21/11- Spread the Happiness Edition. Yakezie Scholarship. Related posts: P.E.P.

January 124

January 2010 Personal Finance Finance 124

Birmingham Bargain Mom

JANUARY 24, 2012

Most victims of yesterday's tornadoes will not have internet access so if you could share these tips with them I'm sure they would appreciate it. It can be hard to know where to start.

Insurance 75

Insurance January Alabama Bargain 75

Family Balance Sheet

NOVEMBER 25, 2019

On the 25th of every month from January to November in 2019, I held a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. In October , I found the money from an insurance refund and from the sale of our pop-up camper.

2019 130

2019 November Club Christmas 130

Prairie Eco-Thrifter

JANUARY 21, 2011

Bucksome Boomer tells us how we can revolutionize our finances when it comes to insurance. It is amazing how many different kinds of insurance we need to navigate through. Balance Junkie discusses the January effect and shares 10 ways we can improve our financial situation in 2011. I like number 6, 2 and 1.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

DECEMBER 29, 2020

One January, we received a very large credit card bill in the mail. When the following Christmas rolled around, we were able to use cash and slept quite soundly in January knowing there wouldn’t be any large bills in our mailbox. Actual Spending Log – Use this spreadsheet to enter your actual income and spending for each month.

Budgeting 130

Budgeting Budget Family Property Taxes 130

For the Mommas

JANUARY 2, 2018

Most provisions that affect individuals and businesses take effect January 1, 2018, meaning your 2018 paychecks should see more take-home pay as soon as tax charts are updated by the IRS. New individual tax rates go into effect January 1, 2018. This means persons will no longer be required to “secure health insurance or pay a penalty.”

Taxes 69

Taxes 2018 2017 Insurance 69

Family Balance Sheet

MARCH 9, 2018

One January, we received a very large credit card bill in the mail. When the following Christmas rolled around, we were able to use cash, and slept quite soundly in January knowing there wouldn’t be any large bills in our mailbox. Actual Spending Log – Use this spreadsheet to enter your actual income and spending for each month.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Family Balance Sheet

MARCH 12, 2015

On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? When was the last time you shopped around for home owner’s or auto insurance? Bills to review: home owners insurance. auto insurance. life insurance. 7 Ways to Spring Clean Your Finances.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

OCTOBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. I happily gave it to him, we transferred the title, and I immediately called my insurance agent to take the Civic off our policy.

2019 100

2019 October Club Christmas 100

Prairie Eco-Thrifter

DECEMBER 14, 2014

We decided to make small cuts from several areas to free up the extra funds needed to cover the increase in health care costs starting in January. By talking about it now, we’re prepared for when the increase in cost occurs in January. Here’s the breakdown of our plan: Savings : Let’s start off with what we didn’t want to change.

Health Care 187

Health Care Budgeting Budget Gasoline 187

Prairie Eco-Thrifter

JANUARY 14, 2012

Life Insurance: 10 myths – Life insurance is one of the most misunderstood financial products that the average citizen encounter. This post discusses the top 10 myths about life insurance. Finance Fox : Reasons to Buy a Car in January – After the Holidays! Penge Snak!: However, times have changed.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Marnies Coupon-a-rama

FEBRUARY 18, 2014

Can you save on insurance costs? This year, we found a company that offered us a drastically reduced bill on our various insurance coverages if we did them all thru them. January 26 - February 2 (31). January 19 - January 26 (34). January 12 - January 19 (50). January 5 - January 12 (50).

Budgeting 45

Budgeting Budget October December 45

Family Balance Sheet

JANUARY 17, 2018

I have started calling around for fees and hope to have this complete by end of January. I won’t rehash our health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS. Read our Health Insurance Story: . What We Left Traditional Health Insurance.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Savings Corner

DECEMBER 24, 2023

The other encompasses healthcare equipment and services, including surgical supplies, medical diagnostic tools , and health insurance. One component includes companies that develop pharmaceuticals and treatments based on biotechnology , as well as the analytical tools and supplies needed for the clinical trials that test those treatments.

Real Estate 52

Real Estate Communications Consumer Healthcare 52

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Although I keep records throughout the year, January is the month in which I circle back to make sure I have recorded all income and expenses and filed all receipts. In January, I start going through it to organize it, discard (and burn) what we can and move old stuff to an archive to make way for the coming year’s information.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

APRIL 11, 2020

This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe.

Budgeting 246

Budgeting Budget Family Debt 246

Marnies Coupon-a-rama

FEBRUARY 17, 2014

Oklahoma getting hit by multiple small earthquakes again last night prompts us to remind everyone to make sure their household insurance (renters or homeowners) covers earthquake damage. January 26 - February 2 (31). January 19 - January 26 (34). January 12 - January 19 (50). January 5 - January 12 (50).

October 53

October December September November 53

Saving Cents With Sense

JANUARY 16, 2012

Check your prescription insurance card and if it says “Express Scripts”, then you should know that Walgreens is no longer a part of the Express Scripts’ pharmacy provider network as of January 1, 2012, due to unsuccessful negotiations. What This Means for You.

Discount 65

Discount Club Walgreens January 65

Savings Corner

APRIL 4, 2024

10.16% The average $30,000 HELOC rate as of the beginning of January 2024 — up from 7.62% in January 2023. As of late January 2024, home equity loan rates for the benchmark $30,000 loan are averaging just under 9 percent, within a tight range of 8.5 What are average home equity loan interest rates? to 10 percent.

Home 52

Home Debt Credit Cards Credit 52

Saving Cents With Sense

MAY 13, 2013

Opt for insurance. Insurance of some sort is needed for a vacation such as this. Your personal insurance agent can help you with this and combined with the insurance you already have, you can usually get away paying a very small price. May, September, January, and February are the least busy times for cruise ships.

Vacation 56

Vacation Cruises Cruise Insurance 56

Family Balance Sheet

AUGUST 11, 2014

The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. What inspired you to get debt free? Was there a particular event? I was inspired to get debt free for 2 main reasons: 1.

Debt Free 235

Debt Free Debt Mom Goals 235

Coupons Do Work

FEBRUARY 20, 2017

1 Monistat 3 Day Treatment; Not Valid w/Insurance. 2 Jolly Rancher or Twizzler Pouch Candy (Walgreens Coupon) - Walgreens IVC January 2017 Booklet; Includes 10 - 14 oz Only (exp. 2 M&M's Candy (Walgreens Coupon) - Walgreens IVC January 2017 Booklet; Includes 9.5 - 11.4 Monistat, 1 - 3. Prices vary. 2/$3 (or $1.99 oz - $3.00

Walgreens 100

Walgreens Travel L'Oreal 2017 100

Family Balance Sheet

APRIL 1, 2021

Are you paying too much for home/auto insurance, cable, internet, cell? I started donating plasma in January 2021 and earned over $1000 in the first 3 months of the year. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 7, 2014

2 Rotating Cleaning Checklists (not dated and January – December). Finances: Bill Payment Schedule, Budget Printable, Insurance Policy Information. The Simplified Life Kit includes: 2 Budget + Bill Pay Checklists – one in turquoise + green and one in pink + purple. Shopping List + Menu Plan for a week.

Organic 100

Organic Organization Menu Planning Menu Plans 100

Coupons Do Work

FEBRUARY 24, 2017

1 Monistat 3 Day Treatment; Not Valid w/Insurance. 2 Jolly Rancher or Twizzler Pouch Candy (Walgreens Coupon) - Walgreens IVC January 2017 Booklet; Includes 10 - 14 oz Only (exp. 2 M&M's Candy (Walgreens Coupon) - Walgreens IVC January 2017 Booklet; Includes 9.5 - 11.4 Monistat, 1 - 3. Prices vary. 2/$3 (or $1.99 oz - $3.00

Walgreens 100

Walgreens Travel L'Oreal Glade 100