Remove 2012 Remove Finds Remove Money Remove Psychology
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The Worst Financial Decisions I’ve Seen

Prairie Eco-Thrifter

A relative of mine gradually lost income and assets over a 20 year period, having lifestyle downsizing forced on him multiple times and in multiple ways, from loss of cars all the way to loss of hot water for showering and money for food. He refused to get a job, find a roommate or develop any source of income.

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Why Use Cash?

Prairie Eco-Thrifter

Using cash is seems tougher psychologically. According to a survey (the Diary of Consumer Payment Choice) done in late 2012 done by the Federal Reserve banks and reported in Cash Continues to Play a Key Role in Consumer Spending: Evidence from the Diary of Consumer Payment Choice cash is the most used retail payment method.

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Gratitude Brings Wealth

Prairie Eco-Thrifter

A 2012 study , reported in Personality and Individual Differences found that an attitude of gratitude correlated positively with self-reported heath. You have to be willing to delay gratification, which many find hard to do. Money Tips' Gratitude can make you healthier. As the author of Can Gratitude Reduce Costly Impatience?

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Saving With Shellie Coupon Workshops Are Here!

Saving With Shellie

I will be teaching them throughout Central Texas so you can find one near you! Shopping Psychology – including how to avoid common traps at the supermarket and the things that stores and product marketers DON’T want you to know! Learn the strategies to keep YOUR money in YOUR wallet, even with limited time!

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Saving With Shellie Coupon Workshops | Sign Up Today!

Saving With Shellie

I will be teaching them throughout Central Texas so you can find one near you! Shopping Psychology – including how to avoid common traps at the supermarket and the things that stores and product marketers DON’T want you to know! Learn the strategies to keep YOUR money in YOUR wallet, even with limited time!

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Update and dilemma.

Finally Frugal

Here's a more organized update (and then I'll explain my dilemma): Here's where things stand now, in early-mid September 2012: Second Mortgage Debt: $31,400::::$25,176. Here's what it looked like in late May 2012: Second Mortgage Debt: $31,400::::$25,442. Student Loan Debt: $61,762::::$29,318. Student Loan Debt: $61,762::::$39,070.

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