Family Balance Sheet

NOVEMBER 25, 2019

Today is the final meeting of the 2019 Christmas Savings Club! . On the 25th of every month from January to November in 2019, I held a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Read the previous Christmas Savings Club posts here.

2019 130

2019 November Club Christmas 130

Family Balance Sheet

OCTOBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. In March, I added $70 in $1 bills that I had been setting aside for the past year.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

SEPTEMBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. In March, I added $70 in $1 bills that I had been setting aside for the past year.

2019 100

2019 September Club August 100

Family Balance Sheet

JANUARY 25, 2019

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. You create a plan and put it to work. Step 1: Create a 2019 Christmas Budget. How did you do with your Christmas spending in 2018?

2019 100

2019 Club Christmas 2018 100

Couponing 101

MARCH 27, 2019

The Sam’s Club Groupon is back! This Groupon gets you a club-level membership for one year plus a handful of other perks for less than the regular price of the membership alone. Not sure how Sam’s Club works? Check out my guide to shopping at Sam’s Club before signing up for a membership.

Club 65

Club Puerto Rico ReNew 2019 65

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. Our goal for 2019 is NOT to feel deprived, but rather find creative ways to get through the year without unnecessary spending. I have used up quite a bit from the freezer, but not to the extent that I reduced our grocery bill.

March 100

March Financial Goals Budgeting Budget 100