Our 2019 Financial Goal

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In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. I almost stopped writing goals down altogether. In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018. Our 2018 Financial Goals: Finish our Will. Part of me didn’t even want to make a financial goal for 2019.

Our 2018 Financial Goals

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Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the will. 2 Additional Goals: If we save the $10k early, we’d like to work on the following 2 goals.

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My 2020 Financial Goals & A Recap of 2019

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ALSO our 2019 Financial Goal!). This is a work in progress and I feel it will always by my goal. This will always be a work in progress and you’ll understand why it will be more crucial for me when you read my 2020 goals below!

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How to Achieve Your Financial Goals (tips from the achievers)

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Wonder what sets you apart from the people that seem to crush their financial goals? with their goals. These folks didn’t corner the market on goal success either, instead they just got the task DONE. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. His 2017 goal is to make $100,000 in online income. She hit that goal in September 2016.

2012 Financial Goals

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We talked through some issues and opportunities for our business and our personal, family, and financial goals. We are still working through some numbers and there might be some adjustments in the timelines we have given ourselves, but these are our financial priorities for 2012. Our 2012 Financial Goals. We have set a goal date of July 2015 to pay off all of our debt. These goals are epic for us. What financial goals did you make for 2012?

Our Big Financial Goal for 2016

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It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. SO THIS WILL BE THE YEAR…YAY… WOOHOO… BUT……in order to reach our goal by the end of the year, we need to find/earn more money than we currently are able to come up with each month. Fortunately, I’ve never met a goal I couldn’t handle. The goal is to reduce our monthly spending where we can to find extra money to apply to our debt.

Setting Financial Goals: Make Them Smart and Simple

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You’ve heard the saying that nothing worthwhile is achieved without a goal? Well, this is especially true with your financial planning. Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. Setting financial goals is an important part of planning to achieve financial security and have enough money in your retirement years to live the way you want.

What are YOUR Financial Goals? | 31 Days to Organize Your Finances

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By the end of the month, my goal is to help you have a detailed financial plan for your family. Today’s assignment: List your SMART financial goals. Earlier this year, my husband and I wrote a specific list of financial goals and named it Our Debt Freedom Plan. Prior this plan, we had set goals, but never before had we been so specific with a step by step approach. When writing goals, you want to make sure they are S.M.A.R.T. goals.

#SavingsPledge: Setting Smart Financial Goals

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Today I thought I’d take a minute to go over some ideas to set smart financial goals. If you have ever taken a business class, you’ve learned about setting goals that follow the SMART acronym. This method isn’t just for business moguls, you can (and should) apply it to your personal goals to help you be more successful. So, take your Savings.com Savings Pledge goal and see how your plan measures up against the SMART method?

The Importance Of Setting Financial New Year’s Goals

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One of the best ways to do that is to set realistic goals. In fact, one of my favorite things to do at the end of December each year is to set financial goals for the new year. I’m convinced that I’ve had such good luck achieving many of my financial goals because I write them down and keep myself accountable. If you haven’t set financial goals before, here are some tips: Set Realistic Goals.

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Frugal February

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How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, . The goal is to be extremely intentional with our money, so we can put more towards our financial goals.

Learn Vest: FREE 10 Day Budget Bootcamp

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Learn Vest is offering a 10-day email program that will give you daily to-dos to achieve your financial goals. Dream big and set financial goals you can achieve. Discover where you're really spending. Create a budget that you can actually stick to. And it's FREE! Click here or the banner above to sign up. Thanks for reading. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed.

My Life Plan

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A few years ago, we were struggling financially and I felt like our situation was hopeless. The plan allowed us to think beyond the financial struggles we were dealing with at the time and we could envision what our future might look like. As part of Prudential’s Women Inspired campaign, I was encouraged to think about my dreams detailing my long-term goals and aspirations. I broke my goals into two categories: Financial and Personal.

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FREE Download: Dave Ramsey’s Guide To Budgeting

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Want to get on track with your New Year’s budget and financial goals? Freebies Budgeting budgeting help dave ramsey Dave Ramsey's Guide To Budgeting financial help free free Dave Ramsey resources free downloads free printables guide to budgeting New Years budget new years goalsYou can get a FREE download of Dave Ramsey’s Guide To Budgeting right now! FREE Download: Dave Ramsey’s Guide To Budgeting is a post from Couponing 101.

2019 Debt Freedom Plan Update

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To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage.

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Have a Mindful March!

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We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. Our goal for 2019 is NOT to feel deprived, but rather find creative ways to get through the year without unnecessary spending. Set a goal for yourself for March.

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3 Simple Ways to Teach Kids About Saving Money

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But there’s one thing that a lot of parents forget that their kids will absorb: financial habits. adults have credit card debt, kids might not be learning the best financial lessons to set them up for future success. With these three simple tips, you can teach your children valuable habits that can help set them up for financial success. Work on Setting Goals. Kids are like sponges. They soak up the language, beliefs, and habits of the people around them.

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7 Ways to Spring Clean Your Finances

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For some reason those open windows awakens our need to spring clean, so take this time to get your financial house in order too. Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. When reviewing your goals, did you use the S.M.A.R.T.

How to Avoid Impulse Spending

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We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Lastly, set some financial goals. Where do you want to be financially in the next year, 5 years, and 10 years?

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4 Ways to Enhance Your Financial New Year’s Resolutions

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As you might expect, especially among personal finance bloggers, financial resolutions are pretty popular. If you are looking for a way to financially level up, here are 4 strategies that can help you make better money resolutions. A little education — and the application of the things you learn — can go a long way toward helping you set and keep financial goals that yield good returns. Get help setting financial goals, and working toward them.

Resolve to Regularly Discuss Your Finances with Your Spouse

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When my husband and I are focused on our goals , we nail them. But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. The third section is for our 2012 Financial Goals. Every home has different short-term financial goals. The fourth section is for long-term financial goals, trips we would like to take, retirement aspirations, anything in the 2 year and beyond category.

My $2.50 Homemade Pizza

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We used to go out to dinner every Friday night, but we’ve put a stop to that treat as we work through some of our financial goals. My husband doesn’t always get to eat dinner with me and the girls during the week due to his work schedule, so I like to make a big deal out of dinner time on the weekends. But I still want to make our Friday dinner IN a fun, yet inexpensive family night. This past Friday, we had a pizza night and all it cost me was $2.50.

How to Start a Budget (and be successful at it!)

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Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. Do you feel like you have more month than money?

Introducing: Family Budget Spreadsheets

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Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

How to Create a Family Balance Sheet + Get a FREE one for your family!

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My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Personally, our goal is to OWN more than we OWE and to eventually OWE zero. Need a quick snapshot of your finances?

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Spring Clean.Your Finances

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Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals. Organize your financial paperwork.

You CAN Choose Wealth

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Most of us, however, have to really work at it to become financially independent. If you grew up in a poor household and were not ever exposed to the possibility that you could become financially independent, you are not likely to do so. If you surround yourself with nay-sayers who don’t believe that you can change your financial circumstances, you are unlikely to do so. Set your financial goals together and you both will be more likely to stick to them.

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How to Manage Different Investment Risk Tolerances Between Spouses

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After 40+ years of marriage, my spouse and I have come to acknowledge that one of us is more of a financial risk taker than the other. what kind of emotional issues you have with money and what kind of financial education you received. Set your financial goals. In order to meet some financial goals, you must take some level of risk. However, unless you agree on what your financial goals are as a couple, chances are you won’t get there.

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How Much Money is Coming In? | 31 Days to Organize Your Finances

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By the end of the month, my goal is to help you have a detailed financial plan for your family. financial goals. Please note, I AM NOT A FINANCIAL PLANNER. Budget Financial Freedom Financial Organization Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss.

Where I Found $370 Debt Snowball Money in January

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Our main financial goal in 2015 is to pay down our non-mortgage debt. Financial Freedom My hope is to have it all paid off by the end of 2016 and to do so we need to get creative and resourceful. Where can we find extra money? I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt.

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5 Things You Should Know When Planning Your Financial Future

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One of the most important things in life is to find ways to achieve your financial goals. However, planning for your financial future can be tricky and complicated because there are many things to prepare for and arrange. Here are five things that are invaluable to know when you are starting to plan for your financial future. Your acceptable risk is usually determined by your financial goals, your age and your circumstances in life.

My Word for 2014.

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Declutter our budget so we can reach our financial goals. Goal Setting One word. Just one word to focus on during the upcoming year. It’s been a trend every January and I’ve always found it interesting to read other bloggers’ posts about their one word. Yet I’ve never been compelled to choose one word for myself. Until this year. Something awoke in me.

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Shannon & Her Husband Paid off $22,000 in 9 Months

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Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. If married, who initiated the debt free goal? What are your financial goals now? We aren’t quite ready to dive head first into another financial goal.

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How to Start The Year off On the Right Foot Financially

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Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. That’s why a year end review is a good idea, financially. whether you had any goals that you set financially (did you stick to them, or stray from them?). Set Monthly Money Goals. Do a review of your finances this month to set monthly financial goals for yourself and your family.

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Take Control of YOUR Money in 2016

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We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. What are your financial goals for 2016? Financial FreedomI’m back! And ready to rock the new year. For me the new year’s reality sets in the first Monday after the holiday. My husband and I are back at work, our girls are back in school, and our normal routine resumes.

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Get your FREE Family Balance Sheet Excel Spreadsheet

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The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. We are working towards some pretty big financial goals and we’ve hit quite a few already. Personally, we are focused on our financial goals right now, and the equity (along with our savings rate and debt reduction) is moving our Net Worth in the right direction—UP! Our goal: Increase Net Worth.

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Update #2 | 31 Days to Organize Your Finances

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By the end of the month, my goal is to help you have a detailed financial plan for your family. Day 2: What are Your Financial Goals. Please note, I AM NOT A FINANCIAL PLANNER. Budget Financial Freedom Financial Organization Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss.

Chit Chat: 06.17.18

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This month’s challenge: Create a Financial Vision Board. we’re working on our Financial Vision Board in the month of June. The topic came to me when I realized that my husband and I haven’t really talked about our future financial goals in awhile. We talked about our 2018 financial goals back in late December, but we didn’t look past the current year. Here’s a peek at what’s going on with me, my family, and our life.

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Things to Do When You are Unplugged

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At the beginning of the year I set a goal for myself to have one hour of unplugged time each evening to enjoy offline and tech-free activities. This goal specifically was meant to foster more one-on-one time with my then fiancé (now husband!!), This is so much fun (it’s like imagining what it would be like to win the lottery) and it also may help you achieve those goals.

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

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I knew then, that no matter what it took, I had to dig myself out of this financial situation and move. Who initiated the debt free goal? He leaves most of the financial goals up to me, but we make the decisions together. What are your financial goals now? Our financial goals have shifted to growing my new business. Our long-term goals include contributing more money to Kiva and being able to purchase a new Jeep Wrangler with cash!

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3 Tips for Spending Plan Success | 31 Days to Organize Your Finances

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By the end of the month, my goal is to help you have a detailed financial plan for your family. Creating a monthly spending plan will not always be easy, but doing so will help you reach your financial goals. Refer to your Financial Goals OFTEN. What are your goals? Post your goals in a highly visible space to remind you what they are. I’ve posted our goals on the bathroom mirror, our bedroom closets, and our refrigerator.

Marriage and Money: 5 Tips To Reduce the Money Arguments

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I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. The tasks will vary between households, so devise a to-do list of your family's financial tasks , so that the FOM knows what is expected of them. It is not always easy to communicate your current financial snapshot with your spouse, so let the balance sheet do the talking for you.

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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

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We want to achieve our financial goals, but still enjoy life. Are you looking for more ways to cut your monthly expenses? When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. But one thing we didn’t want to do was feel like we were living a life of “lack” or sacrifice. We want to have our cake and eat it too.

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