Family Balance Sheet
JANUARY 25, 2019
It’s 20 degrees outside and all you want to focus on is warmer weather and summer vacation. I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. Step 1: Create a 2019 Christmas Budget.
Family Balance Sheet
MARCH 22, 2019
Join my email community HERE and receive FREE Printable 2019 Summer Calendar Pages. Include everything from weekend trips to longer vacations, yard/garden projects, home renovations, kids’ camps, gear and clothing, and any other summer expense you might have. Find a free court, borrow or buy rackets and balls, and go play some tennis.
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Family Balance Sheet
FEBRUARY 6, 2021
We think we’ll use the money towards summer vacation. The backstory: In November 2019, my van was in need of new tires and I was debating on whether to get the new tires or start looking for a replacement vehicle. I like to think that buying a pre-owned vehicle is the best possible scenario. We…took out a car loan.
Family Balance Sheet
MAY 6, 2020
When that loan was paid off, we put that full monthly amount towards the third loan and this continued until September 2019 when we made our last non-mortgage loan payment. We methodically worked through our plan and in September 2019 we were treated with the ultimate reward for our hard work– freedom from our non-mortgage debts!
Family Balance Sheet
APRIL 11, 2020
This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. We didn’t have enough cash saved to buy a car without a loan and that wasn’t sitting well with me. I will eventually buy a machine, but for now, my morning coffee is secure. Emergency Savings = Last Resort.
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