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2019 Christmas Savings Club

Family Balance Sheet

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. Did you use cash or put your purchases on a credit card? A credit Christmas equals: a “how are we going to pay for this” Christmas.

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How to Avoid Overspending on Black Friday

Couponing 101

Just watch the news around Thanksgiving, and you’re likely to see hordes of people lining up well in advance of when stores open. Plus, as long as you stick to your budget, you might not feel such overwhelming dread when your credit card bill arrives. Don’t Get Too Competitive. Know How You Will Use Items.

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