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2019 Christmas Savings Club

Family Balance Sheet

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. Luxurious towels, swanky boots, and deliciously smelly body creams all for the low low price of 50% off. Did you over spend?

2019 100
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Meet a Reader | Mid-Atlantic Julia

The Frugal Girl

I think I started reading FG regularly in 2018 or 2019. My husband and I bought our first home in 2013 when interest rates and housing prices were pretty low. We knew that I would likely not be working full time much longer as we wanted to start a family, so we chose a house that was in a low price range and got a 15-year mortgage.

Money 195
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Net Worth Defined: What Is My Net Worth?

Savings Corner

A person can bring home a big paycheck but have a low net worth if they spend most of their money. All of your retirement accounts are included as assets in your net worth calculation. That includes 401(k)s, IRAs and taxable savings accounts. Do you include a 401(k) in a net worth calculation? Want us to do it for you?