Thrifty Thinking: MyBankTracker Announces Best of Banking Awards for 2019

Motherhood Moments

MyBankTracker.com, a leading financial comparison site that matches consumers to their perfect bank, announced its annual Best of Banking Awards for 2019. Alliant Credit Union was named the best credit union for 2019 for its availability nationwide, lenient membership eligibility requirements, low fees, and competitive interest rates. We want consumers to grow their money in 2019 and decrease charges with features like no-fee accounts - ultimately maximizing their returns.

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Thrifty Thinking: 3 Quick Ways to Stop Your Overspending and Save More in 2019

Motherhood Moments

thriftyThe best way to improve your personal finances is to look where you are financially, figure out where you want to be, and then make a plan to succeed. The most common, yet most often forgot about, way to exercise this is to create a budget. These three simple tips are ones I always provide my clients who want to get serious about saving and stop overspending: 1: Find out where your money went. Take a month or a 2-month, or 3-month period.

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Thrifty Thinking: Budget Squeezed?

Motherhood Moments

thriftyAre you or someone you know are one of the 800,000+ impacted by the shutdown? Unless you have a healthy emergency rainy-day fund, the choices you make to pay your bills now may have long term repercussions. Tony Steuer, financial expert and author of GET READY!: A Step-by-Step Planner for Maintaining Your Financial First Aid Kit , has devised an emergency plan listing the most important things to do if you’re facing financial strain due to the shutdown: Reduce your expenses.

Thrifty Thinking: 10 Financial Planning Tips from the AICPA to Start 2019 off Right

Motherhood Moments

Review 2018 Spending in Conjunction with 2019 Budgeting Quote: “Early January provides an ideal window for reviewing prior year expenses and developing a reasonable budget for the current year. emergency room visit or housing repairs) and plot a course for 2019 spending that includes a buffer for future unforeseen expenses.” - Michael Landsberg, CPA/PFS member of the AICPA PFP Executive Committee 3. thrifty

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Thrifty Thinking: How to Crash-Proof Your Retirement Nest Egg

Motherhood Moments

thriftyYou’ve probably heard 2018 was the worst year for stocks since the financial crisis , with major stock indexes posting their worst December since the Great Depression. By one estimate, the average 401(k) owner completely invested in U.S. stocks lost $8,733 since the end of September. But the experts say sit tight, don’t panic and everything will be alright. What if they are wrong?

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Thrifty Thinking: One Monthly Action for a Better Financial Outlook

Motherhood Moments

You’ve resolved to get a handle on your finances in 2019, but there are only so many hours in the day. thriftyAs work speeds up and life makes other demands, all of your good intentions transform right back into the same old habits and games of catch-up on money matters. That’s why Tony Steuer, recognized authority on financial literacy and author of GET READY!

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Thrifty Thinking: Managing Cash Advances and Smart Alternatives

Motherhood Moments

thriftyThe current government shutdown has impositioned more than a million American workers in some way, causing many impacted consumers to look for ways to make ends meet while paychecks are missing. The tips below for managing credit card cash advances and smart alternatives come from Brittney Mayer, credit strategist at CardRates.com ( [link] ).

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Thrifty Thinking: Are Hedge Funds the Best Return?

Motherhood Moments

thriftyAs recently as July, hedge funds were offering returns of just.81% for the first half of the year. That's not even half of what the S&P 500 was returning during the same time frame. Netvest [ www.netvest.com ] assembles the country's most successful amateur investors, opens their portfolios, and displays their market insights directly to personal investors. These are their real portfolios and their insights really do shape their actual investment strategies.

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Website Spotlight: AceYourRetirement

Motherhood Moments

thrifty websiteNearly 1 in 3 people approaching retirement age (28%) think they’re more likely to learn Bigfoot is real than to save enough to retire comfortably, according to a recent survey from AARP and the Ad Council.* To empower more Americans to take steps to get on track with their savings, AARP and the Ad Council today announced new public service advertisements (PSAs) and resources on AceYourRetirement.org.

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Our 2018 Financial Goals

Family Balance Sheet

If nothing changes, this loan will be paid off by end of 2019, but I’d love to move that up and say adios to this loan! If not, we’ll start saving in 2019. However, we could use a year of extra thriftiness to find any extra funds to accelerate the $10k. Our estimated payoff date is by the end of 2019. Did you make 2018 financial goals ?