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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. Remember, Slow and Steady Wins the Race The 5 Steps to Living Money-Stress Free Do You Want Free Phone Calls? We can afford our smartphones, but if something has to be cut, luxuries have to go.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet, cell? However, if you do use it , ask your gym if they swap volunteer hours for a free membership. Years ago, my husband received a free family membership by working at the front desk of the gym from 6 – 9 am two Saturdays a month.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet? With work, school, and extra-curricular activities, we feel it at our house too. Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. Read 30 FREE, but Thoughtful Gift Ideas and see how creative you can be.