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How to Recognize the Hidden Costs of Christmas & Trim the Fat

Saving Cents With Sense

If you’ve got dishes to prepare for the office potluck, dinner at the in-laws and Christmas morning breakfast—in addition to your annual holiday baking—you’ve got some big grocery bills that figure into the cost of Christmas. Start the New Year off right by making a commitment to save money and pay off debt.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

It was getting to the point that as soon as I got paid, covered my monthly bills and made the required debt repayments my bank account was back to zero again. Short Term Wins – Reducing the outstanding debt in exchange for larger upfront payments sounds great – but then you need to find the money for such a deal!

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