Prairie Eco-Thrifter

MAY 21, 2013

There are numerous factors to consider when deciding whether to buy your first home or to continue renting – especially when you’re out of college. Generally speaking a credit score below a 620 will not be enough to qualify you in buying your first home. This is a big problem for recent graduates. Maintenance fund. Money Tips'

Home 186

Home Emergency Fund Buy Buying 186

Prairie Eco-Thrifter

MAY 29, 2013

Rent payments must be uploaded by third-party service like RentalKharma (currently free), RentReporters ($10 per month) or WilliamPaid (free when you pay your rent from your bank account via the site). None of these services depend on landlord participation. Maintain a bank account. They tend to offer more generous terms (i.e.,

Credit Cards 234

Credit Cards Credit Building Rent 234

The Frugal Girl

JANUARY 22, 2024

That did teach us a lesson about home ownership: that it was something we were taught was a mark of being an adult, but really, when you “own” a home, unless you’ve paid off the mortgage, the bank is your landlord and you’re just renting. I have a rule now that if I want to buy a book, I need to donate one.

Rent 180

Rent Son Frugal Home and Garden 180

Savings Corner

DECEMBER 27, 2023

Banks: Banks base loan decisions primarily on your credit score, history and income. Major banks are less flexible on qualification requirements, but having a good relationship with a local bank may help you qualify. A secured loan requires you to pledge collateral — usually a vehicle or bank account — to borrow money.

Credit 52

Credit January Debt Credit Cards 52

Prairie Eco-Thrifter

SEPTEMBER 22, 2014

Are you up to getting all new service providers, banks, favorite gasoline stations, finding local entertainment venues and etc. You’ll have to figure out where to put everything in the new place and perhaps buy other things to get everything up to snuff. How will you get to know the neighbors and become part of the community?

Home 165

Home Taxes Real Estate Landlord 165

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

If you are working at becoming a millionaire, perhaps you dream about the mansion you will buy and the servants you will have, the vacations you will take and the interests you will pursue. Gone were the days of having one bank account and only having to keep very simple records. You won’t become a different person.

Money 247

Money Grandchildren Thrifty Job Loss 247

Savings Corner

FEBRUARY 2, 2024

Bank of America® Travel Rewards credit card for Students Travel rewards (for those with established credit) The Bank of America® Travel Rewards credit card for Students offers largely the same benefits and features as the regular version for non-students, making it an excellent option for those who love to travel. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52