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How To Teach Your Kids to Save Money

Couponing 101

Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. Thinking of having over $21,000 in debt after graduation is enough to make too many kids reconsider college!

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19 Awesome Freebies Things for College Students

Coupons Do Work

I remember, not that long ago (I graduated from college in 2004) that being in college is great but the cost is expensive. I remember I had spent $800 Dollars (that was the USD amount as they had converted it for me) and I didn’t have that money in my bank account. Checking Accounts.

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Do the Rich Use Debt Differently?

Prairie Eco-Thrifter

Rich people can borrow from their brokerage accounts, typically at lower rates and with less hassle. A bank might be reluctant to take on a large loan, but if you already have that much money in your broker account, leave it there to continue to earn money, and borrow against it if you deem it wise to have this debt.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. That’s not right. What’s your best frugal win?

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Ways to Build Credit Without Relying Solely on Credit Cards

Prairie Eco-Thrifter

Rent payments must be uploaded by third-party service like RentalKharma (currently free), RentReporters ($10 per month) or WilliamPaid (free when you pay your rent from your bank account via the site). Maintain a bank account. Consider opening an account at a local credit union.