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Best Graduate Student Loan Options of January 2024

Savings Corner

What are the best loans for graduate school? Federal graduate student loans Borrowers are eligible for two types of federal loans for graduate school: unsubsidized direct loans and grad PLUS loans. But these loans have lower interest rates and fees than PLUS loans, so opt for unsubsidized loans before graduate PLUS loans.

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Best Private Student Loans and Current Rates

Savings Corner

You apply for a private student loan through a bank, credit union or online lender. Compare offers from multiple lenders including banks, credit unions, online companies and state-based lenders to find the lowest interest rate. You apply for a federal student loan by submitting the FAFSA. How do I choose a private college loan online?

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What Is National Financial Literacy Month?

Prairie Eco-Thrifter

Forty-one percent of adults in the United States gave themselves a grade of C, D, or F on their knowledge of personal finance (according to the 2011 Consumer Financial Literacy Survey Final Report of the National Foundation for Credit Counseling).

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Do the Rich Use Debt Differently?

Prairie Eco-Thrifter

Many have tried, via surveys, to define what it means to be rich – either in annual income or in net worth. A bank might be reluctant to take on a large loan, but if you already have that much money in your broker account, leave it there to continue to earn money, and borrow against it if you deem it wise to have this debt.

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Smart Safety: Paying a Landlord by App

Motherhood Moments

According to CNN , hundreds of millions of dollars’ worth of fraud is occurring on the popular peer-to-peer payment service, and banks aren’t reimbursing 90 percent of the victims. The banks reimbursed only around 3,500 of those clients. Zelle has a huge problem with fraud and scams—it’s even the subject of a Senate investigation.

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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

Discussing how it is easier to eat healthy when you have food stamps but once that is gone or you have “graduated” from the program, you can no longer eat as well. Debt consolidation loans help minimize the payment you have to pay, which was a huge help back when I was a broke college graduate. Penge Snak!: