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Best Bad Credit Loans of January 2024

Savings Corner

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Long repayment terms on home improvement loans. Banks: Banks base loan decisions primarily on your credit score, history and income. Fixed, predictable payments.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Knowing when’s a good time to refinance your mortgage is key.