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1st Meeting of the Christmas Savings Club

Family Balance Sheet

I found half of the money from our spare change jar that is on my desk. Our bank offers free change counting. I'm using a savings account that was used previously for another goal. By our next meeting on February 25, your first assingment is to open up a designated savings account specifically for your Christmas savings.

Christmas 127
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An Easy Way to Save for Irregular Expenses

For the Mommas

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. If there’s no extra money in your budget, there’s still hope, though. Bank Your Savings.