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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

This year may go down in real estate history as the year of correction. Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Your bank or credit card company might offer free access to your score or credit report, too. Is location the top priority?

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The Cost of Doing Nothing

Prairie Eco-Thrifter

The US Secretary of State, currently John Kerry today (2013-08-30) in a newscast on the possibility of intervening in Syria due to chemical weapons used there, claimed that there is a high and immediate cost of the US doing nothing in response to that use. What can happen if you don’t take action?

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It’s Easy To Make A Million Dollars

Prairie Eco-Thrifter

If you want to be worth a million dollars (without winning the lottery, inheriting a fortune or robbing a bank), you need to keep at it, for a really long time. You may be investing in real estate. See how long it will take you to get to a million – use this calculator from CNN – When Will You Be a Millionaire? .

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Rent-to-Own Homes: A Way to Make a Home Sale Work

Prairie Eco-Thrifter

Lease-purchase agreements fell by the wayside during the housing boom because banks were lending freely. At the end of the rental term, the buyer can buy the home at the price both parties agreed on, and they’re already part of the way there. Passive Income With Real Estate. What do you think the pros and cons are?

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Again, you’re not alone with this problem. Things like your savings account, your retirement fund, your house, investments accounts, real estate…these are all assets. Have Separate Bank Accounts This should go without saying, but I will say it anyway: You need separate bank accounts.

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Yes Virginia, There is a Money Tree

Prairie Eco-Thrifter

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. One way to do this in a two income family is to live off of one income and bank the other. #117046655 / gettyimages.com. Well, kids, your parents lied to you – money does grow on trees.

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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Both are now old enough to open a bank savings account. I would go into the bank with my stubby little hands clutching my months worth of allowance (total of $1), deposit it and see the results right off printed in my book. The FDIC shows the US national average payout for savings accounts less than $100,000 is.06%.

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