Savings Corner

APRIL 4, 2024

Covering large medical bills: Health care can be incredibly expensive, and medical problems often arise unexpectedly. If you or a family member needs a procedure, treatment or long-term care that isn’t fully covered by insurance, a home equity loan could be a good way to handle the costs.

Home 52

Home Debt Credit Cards Credit 52

Savings Corner

DECEMBER 27, 2023

Lenders typically like to see that you can cover your monthly bills, including any other loan or credit card payments, and have money left over after your new personal loan payment. Calculate the monthly payments Review your budget to determine what an affordable monthly payment would be. Fixed, predictable payments.

Credit 52

Credit January Debt Credit Cards 52

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. This type of mortgage allows you to withdraw your home’s equity and receive monthly payments from your lender. How can I get the best refinance rate?

Refinancing 52

Refinancing Work Debt Financial Goals 52