Pay Off Student Loans Fast With 7 Strategies
Savings Corner
DECEMBER 27, 2023
But there is a caveat with prepayment: Student loan servicers, which collect your bill, may use your extra payment to advance your due date — applying the extra amount to next month’s payment. By paying an extra $100 every month on a standard 10-year repayment plan, you’d be debt-free about five and a half years ahead of schedule.
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