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1st Meeting of the Christmas Savings Club

Family Balance Sheet

Also, the January-September months are so far away from when I do our actual Christmas shopping (Nov & Dec) that that money often times gets shifted towards other gift giving expenses, like birthdays. Personally, I opened up a separate ING Direct online savings account for our Christmas savings. So, how did I do in January?

Christmas 127
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An Easy Way to Save for Irregular Expenses

For the Mommas

Online banks such as ING Direct make the creation of sinking funds easy: you can literally open a new subaccount with a few clicks, making it possible to have five or ten separate sinking funds according to your family’s needs. can be downright overwhelming.