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1st Meeting of the Christmas Savings Club

Family Balance Sheet

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. Today is the first meeting!

Christmas 127
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Teacher Gift Ideas On A Budget

For the Mommas

This is a repost from last year, but I wanted to share this idea for Teacher Christmas Gift on a Budget. I have received quite a few people who are looking for budget minded Christmas gifts for teachers. You could put it on cute Christmas stationary. Do you have any gift ideas? Pin It HOT!

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An Easy Way to Save for Irregular Expenses

For the Mommas

Online banks such as ING Direct make the creation of sinking funds easy: you can literally open a new subaccount with a few clicks, making it possible to have five or ten separate sinking funds according to your family’s needs. So if you spend $500 at Christmas, you’ll need to add $41.67 can be downright overwhelming.