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How We Frugal-ed in August 2022

Family Balance Sheet

I make a lot of iced tea and usually steep 2 flavored tea bags and 8 decaffeinated green tea bags in each batch I make. I redeemed credit card points from our business card for a $100 Target gift card and used the gift card on back-to-school necessities. $40 Show me the money! I used it on some necessities.

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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

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8 Best E-Commerce Website Builders for 2023

Savings Corner

Unlimited products: Shopify’s pricing starts at $29 per month when billed annually ($39 when paying month to month) plus credit card transaction fees. Instead, you can choose the best credit card processing company for your business and Wix won’t charge any additional fees. Shipping, fulfillment and returns.

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Best Bad Credit Loans of January 2024

Savings Corner

Lenders typically like to see that you can cover your monthly bills, including any other loan or credit card payments, and have money left over after your new personal loan payment. Many bad-credit online lenders charge an origination fee — a percentage of the loan the lender takes from the loan amount — and it is included in the APR.

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Reader Question: How Much Money Do I Need To Buy My First Home?

Prairie Eco-Thrifter

Working out how much the down payment would be is only half the answer – you’ll also need to work out what is affordable on your budget once you’ve factored outgoings and debts into the bargain. Total Debt Service (TDS) ratio – This approach looks at your debt levels, including housing debts, loans, car payments and credit card repayments.

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Delayed Gratification: A Strategy to Curb Over-Spending and Secure A Sound Financial Future

Prairie Eco-Thrifter

Over-spending has become a way of life, cheered on by financial institutions and credit card companies, who want us to spend up big so they can earn ever more interest, at our expense. Easy access to credit has helped to make this process so easy; we don’t even need to have the cash.

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