Saving Cents With Sense

NOVEMBER 11, 2013

Regardless of your income or gift giving needs, it is important to create a holiday budget from year to year. Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. 5 Tips to Create a Holiday Budget.

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Budgeting Budget Holiday Debt 112

Couponing 101

NOVEMBER 27, 2019

.” However, if you’re on a tight budget, the holiday season may seem more stressful than joyful. But you don’t need to break the bank to give your friends and loved ones amazing gifts! These eight ways to save money on holiday gifts can keep more money in your wallet. Give Several Small Gifts.

Saving Money 64

Saving Money Money Holiday Gifts 64

Prairie Eco-Thrifter

DECEMBER 23, 2012

Now that the holiday season is underway, it’s probably a little difficult to scale back the consumerism. However, it is possible to have a greener Christmas, as well as find gifts that are a little more eco-friendly. As you create your gift list, really think about who’s on it, and what would be meaningful to them.

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Giving Holiday Gifts Recycle 202

Koupon Karen

NOVEMBER 30, 2023

But with careful planning and budgeting, you can still provide your little one with everything they need while saving for their future. But with a little planning and some savvy budgeting tricks, you can ensure you’re financially ready to welcome your bundle of joy. Stick to your budget and only buy what you truly need.

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Budgeting Budget Baby Friends And Family Sale 52

Koupon Karen

DECEMBER 15, 2023

Image source The holiday season is upon us, and if you’re thinking about gifting a guitar to a loved one or even treating yourself to a musical present, you’ve come to the right place. To help you in your quest for the ideal holiday guitar gift, we’ve compiled seven tips to consider.

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Holiday Music Budgeting Budget 52

Family Balance Sheet

NOVEMBER 4, 2022

This list of thoughtful, but FREE Christmas gift ideas is proof that you don’t need to spend a lot of money on the people you gift to if you use your time, resources, and creativity. These ideas are gifts of time, creativity, and skills. 30 Free (but Thoughtful) Christmas Gift Ideas: 1. Give a Photo Session.

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Christmas Gifts Home and Garden Flowers and Gifts 130

Prairie Eco-Thrifter

OCTOBER 29, 2011

Stay within budget this holiday season with up-cycled Christmas gifts. Think outside the gift giving box this season; look at old unused items that may have parts that can be reused for other interesting and unique gifts. These are great conversation pieces and are on target for office party gifts.

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Cycle Budgeting Budget Christmas 199

Shereen Travels Cheap

APRIL 13, 2024

South America is close, but there are so many different places to choose from that are amazing, tropical and super budget-friendly. A pic from our boat tour of Portland Plan a staycation If everything just seems too far out of budget this time of year, opt to do things around your own town and take your vacation over holiday break.

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Summer Travel Travel Flights Airfare 186

Family Balance Sheet

DECEMBER 9, 2014

It is so easy for the month to get lost in the commercialism and the frenzied pace and while it is fun to receive a gift, my husband and I want the month to be focused on our faith and our family. 20 Fun (& Budget-Friendly) Christmas Activities. Attend Holiday Events at Your Library. Make Christmas Crafts to Give as Gifts.

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Activism Christmas Budgeting Budget 208

Cheap Chica's Guide To Style

NOVEMBER 29, 2010

Now that Thanksgiving is over, it’s officially time to shop for the Holidays! And to help you stress less and spend less , I’ve put together a 3-part series featuring my top gifts! This week’s installment will be the most budget-friendly with everything featured coming in under $25 … 1.

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Budgeting Budget Holiday Gifts 85

Prairie Eco-Thrifter

JULY 10, 2012

I like to bake cookies, and I like to budget. I’ve failed at many budgets this way. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. This is what I like to call the Toll House budget. It’s not that I lost my taste for the sweet, chewy goodies.

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Budgeting Budget Toll House Cooking 213

Fashion Without Guilt

DECEMBER 3, 2012

Holiday Shopping is in FULL EFFECT. Whether you started on Black Friday , or you plan on shopping in the upcoming weeks, Gift Season is Here. Buying gifts for your loved ones can be rather expensive and stressful. This year I have put I myself on a rather strict budget for my holiday shopping budget.

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Holiday Gifts Budgeting Budget 72

Family Balance Sheet

DECEMBER 11, 2015

The holidays are a fun time to get together with friends and family. It’s not too late to pull a holiday party together for Christmas or New Year’s and you don’t have to blow your budget. Host a Wacky Gift Exchange . Choose a wacky theme and have everyone bring a wrapped gift accordingly.

Christmas 100

Christmas Budgeting Budget Swap 100

Prairie Eco-Thrifter

DECEMBER 13, 2012

Holiday time can be fun, but so very expensive and consequently stressful. Amidst the frantic schedules we keep all year long, the extra tasks thrown in for the holidays and all those expectations, sometimes we are just glad when it is all over. Save On Holiday Decorating. These make nice gifts too.

Holiday 202

Holiday Friends And Family Sale Kids and Family Christmas 202

Family Balance Sheet

OCTOBER 14, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. The holiday season is just around the corner, and along with the festivities comes the gift buying frenzy. Gift giving isn’t just a December sport.

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Finance Giving Organic Organization 100

Family Balance Sheet

JANUARY 3, 2013

To kick off the series and get everyone started on the first step, I created a Christmas Gift & Spending Budget excel spreadsheet that I am offering FREE to readers. Before the first meeting on the 25th, everyone needs to create a Christmas Gift & Spending Budget for 2013. Next, fill in a budget for 2013.

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Budgeting Budget 2013 Christmas 100

Family Balance Sheet

DECEMBER 11, 2017

Have a large extended family that buys gifts f or everyone ? Does it cause stress and overwhelm to your sanity and your budget? The Gift Exchange Game will eliminate that stress, but add loads of laughs, smiles, and memories to your next holiday gathering. For example, my family of 4 takes 4 gifts to the exchange.

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Games Christmas Gifts Family 100

Shereen Travels Cheap

DECEMBER 13, 2023

Any vendor who makes and/or sells Scandinavian goods in Oregon and Washington come to help folks with their holiday shopping lists and decorate their home. Any vendor who makes and/or sells Scandinavian goods in Oregon and Washington come to help folks with their holiday shopping lists and decorate their home.

Activism 192

Activism Portland Zoo Museum 192

Family Balance Sheet

OCTOBER 25, 2012

The pressure to not eat too much, not spend too much, buy the right gift, spend time with extended family, and hope that our jeans still fit on January 2 can send some people over the edge. Shopping for Christmas gifts always causes me the most stress. What causes you the most stress during the holidays? Me included.

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Holiday Thanksgiving January Budgeting 147

Coupons Do Work

NOVEMBER 22, 2016

PLUS this deal gets even better as some items currently have gift card promos tied to them which means, you can save even more. Burt’s Bees Bounty Holiday Gift Set Classic Mix 4 piece $9.99 Get a FREE $5 Target Gift Card with purchase of 2 select Burt’s Bees products. Here are more awesome deals : . Buy 2 sets.

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Holiday Codes Target Gifts 100

For the Mommas

DECEMBER 17, 2011

Homemade Gift Baskets on A Budget. We are in a very tight financial situation this holiday season. I am wondering if you think it would be inappropriate to use my stockpile to give gifts to a few people, just as a token of our love? So first and foremost, your time is a precious gift. Last year a reader emailed -.

Homemade 85

Homemade Budgeting Budget Gifts 85

Prairie Eco-Thrifter

DECEMBER 16, 2012

And there’s no better time than the holidays to pass on this important lesson. But when the holidays roll around, a couple of things happen. So maybe this year it’s time to rethink your strategy and make the holidays a learning experience for both you and your kids.

Giving 203

Giving Holiday Kids Kids and Family 203

Family Balance Sheet

NOVEMBER 2, 2022

Before we get to the list, if you haven’t started planning for Christmas, I offer this FREE Christmas Gift & Spending Budget Excel Worksheet to my email subscribers. I make notes of gift ideas for my family and friends throughout the year. Christmas cookies are as synonymous with the season as gift giving.

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Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

OCTOBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I offer a FREE Christmas Budget spreadsheet to my email subscribers.

2019 100

2019 October Club Christmas 100

Prairie Eco-Thrifter

DECEMBER 25, 2012

One of the absolute best things about the holiday season is that it’s the time of year when you can sit back and spend some much needed quality time with the ones you love the most. It is a beautiful sentiment for your family and a wonderful centerpiece for all who come to visit over the holiday season too. Play Board Games.

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Inexpensive Holiday Activism Family 203

Family Balance Sheet

NOVEMBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I challenged myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I also earned $20 from Ibotta and $7 from Ebates, and found $23 within our May budget.

2019 130

2019 November Club Christmas 130

For the Mommas

NOVEMBER 14, 2011

Staying healthy through the holiday season can be somewhat daunting. In addition, being budget minded, we are always looking for ways to live healthier to help them drive down costs of medical expenses, so that we have more discretionary income. I have been provided a gift pack for my participation.

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Gift Cards Giveaway Holiday Gifts 94

Coupons Do Work

NOVEMBER 25, 2016

Amazon.com has the Barbie Holiday 2016 Doll , TODAY ONLY priced at $19.99. A beloved tradition for more than 25 years, the 2016 Holiday Barbie doll rings in the wonder of the holidays and all the joyous festivities. Holiday Barbie doll has the perfect glamorous look that will shine bright all season long.

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Barbie 2016 Holiday Sparkle 100

For the Mommas

NOVEMBER 22, 2017

#GiveColorfully #CollectiveBias Are you the crafty person at the holidays? Homemade decorations and gifts on a budget? The holidays are officially here and it’s time to start thinking about holiday crafting and shopping for your loved ones! I […].

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Gifts Target Homemade Budgeting 56

Coupons Do Work

DECEMBER 1, 2016

For a limited time, Amazon Prime Members ( you can sign up for a FREE 30-day trial here ) will get a FREE Limited Edition Gund Bear with you r gift card purchase of $100-$250 and FREE 1-day shipping! This bear is the latest in the Gund Amazon Exclusive Holiday Bear s and features the Amazon logo embroidered on his paw-pad.

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Limited Edition Holiday Amazon Gift Cards 100

Online Coupon Island

NOVEMBER 6, 2017

Don’t break the bank while shopping holiday gifts for your loved ones. We know that it’s really hard to buy stuff for everyone from their favorite branded stores on a limited holiday budget. But, don’t worry because Online Coupon Island is always here to help you all, even during the holiday season.

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Saving Money Holiday Money Bank 45

Family Balance Sheet

SEPTEMBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays.

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2019 September Club August 100

Family Balance Sheet

DECEMBER 2, 2015

We include teacher gifts into our Christmas budget every year, but I also want my children to be part of the gift giving process, whether they craft a card, make an ornament, or write a poem. This really is a gift from them. 10 Teacher Gift Ideas. Collaborate on a Class Gift. Gifts Handmade by the student.

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Thankful Holiday Recession Student 100

Cheap Chica's Guide To Style

NOVEMBER 14, 2010

Just in time for the holidays, we’re teaming up with Lulus.com to present our… I get a million emails over the holidays asking for help on what to wear to all of those parties, so to help you celebrate the season in high style , we partnered with Lulus.com to make sure you look your best at all of the event you have coming up!

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Holiday Giveaway Budgeting Budget 106

Family Balance Sheet

JANUARY 25, 2019

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. According to The Street, “consumers will spend an average of $1007 on Christmas gifts.” Step 1: Create a 2019 Christmas Budget.

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2019 Club Christmas 2018 100

Family Balance Sheet

OCTOBER 8, 2015

The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. Create a Budget. Your first step is to sit down with your spouse and family and brainstorm all of your holiday spending needs.

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Debt Free Debt Christmas Budgeting 100

For the Mommas

DECEMBER 4, 2014

Besides the holidays there are also other important events in life of. If you are searching for unique gift ideas that can be adapted to desires of your loved ones, just download this book and discover. Download: DIY Holiday Gifts On A Budget by Marsha Dover. to your loved ones. This E-book is just for you!

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DIY Cookies Christmas Holiday 55