Family Balance Sheet

FEBRUARY 19, 2022

Today at age 50+, I still optimize our cash flow, but my focus is shifting towards saving with our daughters’ future education costs, building our net worth, and planning for our retirement years. Manage long-term savings, such as retirement, college savings. Create our family’s financial goals and Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

APRIL 1, 2015

We used the debt snowball technique to help build momentum. The key is communication. The short term sacrifice was for the long term goal of being debt free. What are your financial goals now? We are now building wealth and would like to help our 3 children fund college if that’s the path they choose.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

MAY 27, 2015

Ryan is a high school math teacher and also officiates college basketball (November thru March). We skipped Baby Step #5 (college funding) because we didn’t have kids at the time. We purposefully waited to have kids (4 years) until we felt financially sound. Constant communication is so important.

Debt 100

Debt Debt Free Pay Off Debt Finds 100