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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

We think that something is required for us to be happy or successful, when, in reality, it is a luxury that we could do very well without. Most of us can’t get by without some sort of phone. It allows loved ones to contact us, and it can be useful when you are in an emergency situation. Is That REALLY a Need?

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. This first group of ideas is about cutting back–but still living well–AND putting that money not spent into your emergency savings. 3 – Reduce your monthly utility bills.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

We use an online account like, Capital One 360 (my referral link). Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month. Are you paying too much for home/auto insurance, cable, internet? But when you’re trying to save money, cut out this costly expense. Try freezer cooking.