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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Unless you are one of the few that pay off their balance in full each and every time, does it really make sense to carry a card to get loyalty rewards? We prefer not to use credit.

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How We Frugal-ed in June 2023

Family Balance Sheet

Since April, he made over $800 by selling 3 old bikes, unused furniture, a college fridge, a camping grill, a TV, and other misc stuff. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then.

Frugal 100
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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

These were my college years, when I made lots of stupid decisions. My rewards credit cards were feeble, and I didn’t have a plan for using them. And what would you tell your past self at different points? Why I Don’t Use Credit Card Rewards Programs. What Were You Thinking?

Money 209
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Best Credit Cards – December 2023

Savings Corner

Best credit card for bonus cash back You’ll get rotating 5% cash-back categories as well as fixed bonus categories paying 3% to 5%, like dining and some travel. Best balance transfer credit card This card saves a bundle on interest with its super-long 0% intro APR period on balance transfers (and new purchases), for a low transfer fee.