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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Unless you are one of the few that pay off their balance in full each and every time, does it really make sense to carry a card to get loyalty rewards? We prefer not to use credit.

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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

My rewards credit cards were feeble, and I didn’t have a plan for using them. However, I wasn’t running my finances as well as I could have been, and I’ve probably missed out on between $10,000 and $15,000 as a result of paid fees, paying too much in interest, and credit card rewards that I could have had.

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How We Frugal-ed in June 2023

Family Balance Sheet

We have already used one of the credits for my daughter’s flight to the Midwest later this summer. 4 – Credit Card Rewards – $241.78 I redeemed a $100 Target gift card from my Discover card’s Cashback bonus program. 6 – Gas points – 60 cents off gas!

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Are Credit Cards From Grocery Stores Worth It?

Prairie Eco-Thrifter

Of course there are a bazillion different techniques to save money on food – and credit card rewards are one of the least effective ways – but regardless, I still wanted to take a moment to discuss them. It sounded alright until I saw that each point only equals a half-cent. So that equals out a 0.5%

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Best Credit Cards – December 2023

Savings Corner

Best credit card for bonus cash back You’ll get rotating 5% cash-back categories as well as fixed bonus categories paying 3% to 5%, like dining and some travel. Best balance transfer credit card This card saves a bundle on interest with its super-long 0% intro APR period on balance transfers (and new purchases), for a low transfer fee.

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Mastering the Art of Savings: Uncovering Coupons for Your Favorite Stores

Koupon Karen

Loyalty Programs: Your Pathway to Perpetual Discounts Many of your favorite stores offer loyalty programs that extend far beyond earning points for purchases. Sign up for loyalty programs at your go-to stores to unlock not only immediate savings but also accumulate points for future discounts or freebies.

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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

Have you ever had to listen to a dinner companion brag about the ‘free’ trip they took with their cash back reward cards, or watched as the person in front of you pondered which of the dozens of cards in their wallet they should use for this particular purchase? I don’t use cash back credit cards.