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30 Free but Thoughtful Christmas Gift Ideas

Family Balance Sheet

If you have the knack for your DSLR, a photo session would be a perfect idea for new parents, soon-to-be high school or college graduates, or a family portrait. This is a perfect gift for the newly married couple or a college graduate leaving the nest on your list. This sweet little candy dish was a gift from my grandmother.

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10 FREE (but Thoughtful) Christmas Gift Ideas

Family Balance Sheet

They really don’t need or want anything and both of my grandmothers are trying to downsize. This is a great idea for seniors, friends who don’t have family nearby, college students, or just about anyone on your list. This sweet little candy dish was a gift from my grandmother. What are your hobbies and/or skills?

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Tuttorosso – Celebrate your Tradition Contest

Nicoles Nickels

Nicole’s take: When I first graduated from college I had no idea how to cook. Then I started to realize that cooking was something that might be a good hobby for me and I gave it a shot. I thought I wouldn’t like cooking and had no interest at all!

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Meet a Reader | Beth from VA

The Frugal Girl

I came into adulthood struggling to pay my way through college and then struggling to repay student loans on a small salary. As I was paying my way through college. I replaced the water pump and exhaust system on my little old Nissan in the parking lot of my college apartment complex. I learned how to repair my own car.

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Meet a Reader | Karen from the Great Lakes

The Frugal Girl

For 20 or so years I’ve been homeschooling my kids, and am now down to about 1 1/2 (one full-time homeschooler, and one doing College Credit Plus with some support). My hobbies range from reading to painting, pen-and-ink drawing, cooking/baking, and writing. I live in the Great Lakes region, in the same state where I was born.

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Find out how Maureen Paid off $79,540 in Credit Card & Student Loan Debt

Family Balance Sheet

What are your hobbies? I’m single, have a grown daughter, I’ll soon be a grandmother and I’m a care taker to my elderly mother. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. Where are you from?

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

What are your hobbies? The inspiration to pay off my debt was watching my grandmother balance her checkbook. I had also been teaching one class a quarter at a local career college so I increased to two classes a quarter. Tell us about yourself. Where are you from? What do you for a living? I was born in West Palm Beach, FL.