Prairie Eco-Thrifter

MARCH 4, 2015

When I was a mainframe computer programmer and project manager, we used a relational database product from IBM called DB2. Just because you manage to accumulate lots of money doesn’t mean that you suddenly get comfortable being in debt. When you take on debt, you take on a level of risk. It depends on risk tolerance.

Debt 100

Debt Used Money IBM 100

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From.

Credit Cards 234

Credit Cards Credit Building Rent 234

Prairie Eco-Thrifter

SEPTEMBER 25, 2014

On top of that, people are also not saving enough for an emergency or a rainy day. Too often, we rely on debt to get us through tough times instead of thinking and planning ahead. I’ve gotten into the habit of logging on to my bank account and credit card accounts when I first wake up and open the computer.

Making 192

Making Emergency Fund Saving Debt 192