Prairie Eco-Thrifter

JUNE 22, 2014

You can’t always count on credit cards or checks being accepted. My son whipped out his credit card to pay for their meal and was stopped cold when he found out the place didn’t take credit. Bank the money you save into your savings account to legitimately call it saving.

Money 217

Money Mom Credit Cards Bank 217

Family Balance Sheet

SEPTEMBER 14, 2011

And I still use a filing cabinet for my office papers, instead of scanning them onto the computer. Major Category: Insurance - My sub-files are Auto, Health, Health Savings Account, Home-Owners, Life. Major Category: Liabilities - My sub-files are Credit Cards, Mortgage, Student Loan, Credit Score Info.

Paper 147

Paper Organic Organization Home Improvement 147

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From. Your Score.

Credit Cards 234

Credit Cards Credit Building Rent 234

Prairie Eco-Thrifter

MARCH 4, 2015

When I was a mainframe computer programmer and project manager, we used a relational database product from IBM called DB2. The only debt we have is temporary – credit card charges that we pay off each month so we don’t get charged any interest. Do we treat debt differently now that we are financially free?

Debt 100

Debt Used Money IBM 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2014

I’ve gotten into the habit of logging on to my bank account and credit card accounts when I first wake up and open the computer. Knowing what your balances are (ie, how much you have in your account or owe on your credit card) is key to intuitively knowing when you may need to be a bit more frugal.

Making 192

Making Emergency Fund Saving Debt 192