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The Deadly Sins of Personal Finance

Prairie Eco-Thrifter

Everyone has different circumstances to take into account, whether it’s their family structure, personal situation, luck (or lack thereof), and their values. If you let yourself turn to consumerism excessively, you’ll likely become indebted. Consumerism. Of course consumerism is a deadly sin of finance.

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Reasons to Avoid Debt in 2014

Prairie Eco-Thrifter

I’m sure you’ve heard: household debt is on the rise and consumerism is everywhere. Between credit card offers in the mail promising great rewards and the ability to borrow money for next to nothing, debt can be enticing. When I was 18, I got my first credit card. My experiences with debt have been 100% negative. Money Tips'

Debt 206
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Having a Hard Time Getting By? 3 Budget Leaks You May Be Experiencing.

Prairie Eco-Thrifter

The pattern seems to be that will have the initial conversation with the person (usually a co-worker, family member, friend, or acquaintance), and then I will see them again shortly thereafter; in one of my meetings with them after, there tends to be something said or done that makes a lightbulb go off in my head about why they may be struggling.

Budgeting 245
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Delayed Gratification: A Strategy to Curb Over-Spending and Secure A Sound Financial Future

Prairie Eco-Thrifter

The consumerism of the current financial climate drives us to acquire more and more ‘stuff’, whether we really need it or not. Over-spending has become a way of life, cheered on by financial institutions and credit card companies, who want us to spend up big so they can earn ever more interest, at our expense.

Money 213
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P.E.P. for the Week of February 14-18/11-Planning Edition

Prairie Eco-Thrifter

Beating Broke tells us how we can improve our credit score by adding positive information. When you spend little of the credit you have, creditors look favourable on your because it tells them you are responsible. Sustainable Life Blog shares with us tips on how to repair our credit. We need to use credit to have a good score.

February 113
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P.E.P. for the Week of February 7-11/11- Valentine’s Kiss Edition

Prairie Eco-Thrifter

The one who finds the item gets credit toward one kiss. Passive Family Income shares with us 5 ways we can save on transportation. Consumerism Commentary talks about financial motivation for getting in shape. Shopping Cart kiss : Turn your shopping list into a scorecard the next time the two of you go shopping. Going Green.

February 113