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A Goal Without a Plan is Just a Wish

Family Balance Sheet

On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. Sitting down with my husband to discuss our situation was one of the hardest conversations I have ever had in our marriage, but I felt so much relief getting it off my chest.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

If a friend, relative or employer has offered to provide a down payment gift, initiate a conversation early on to learn how much they plan to contribute and if there’s any shortfall you’ll need to cover — and secure a gift letter from them well in advance. Consider options backed by the federal government.

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Things I’ve Learned During 30 + Years of Home Ownership

Prairie Eco-Thrifter

As a child and teen, I painted (inside and out), mowed and trimmed, punched holes in concrete to install decorate iron railings, worked with hand and power tools and helped my parents do everything from putting up a garage to putting up storm windows. When I go to garage sales, I see folks selling nearly new home decorations for a pittance.

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