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Learning to Save & Pay Off Debt | Guest Post

Saving Cents With Sense

Then more than a year ago something in me changed after a health scare and I realized that it’s important to pay off debt and save more than ever. I’m currently taking care of my debt one month at a time. Flash forward to current day – I run my own business as a freelancer and work full time.

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3 Important Lessons in Living Frugally, But Not Too Frugally

Prairie Eco-Thrifter

Losing Valuable Time. Being employed full-time and running two home-based businesses over the past few years, I’ve learned the true meaning of the phrase “time is money.&# I must consider time commitments before I go ahead with any money-saving initiative. A good example of this is clipping coupons.

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An Easy Way to Save for Irregular Expenses

For the Mommas

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. If you use $10 in coupons on a grocery purchase, add $10 to a sinking fund.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

My dad was a blue-collar worker – a machine operator on the railroad who sometimes got laid off for periods of time in the winter. My mom cut coupons and sewed her own clothes and mine, as well. He says we were busy building the house and our careers and it was money well spent because it freed up our time. That would be me.