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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Any loyalty program is designed to keep you coming back for more – to help you want to spend money in their store, on their merchandise. Credit card rewards programs are no different. The rewards encourage you to charge things on their card. We don’t bother with credit card rewards programs.

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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

One credit card with no annual fee, which I use only occasionally and which is paid off every single month. I have never paid the credit card company one penny for the use of the card. Many people swear by their wonderful cash back cards. Free money, who wouldn’t want it? The rewards are small.

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Best Credit Cards – December 2023

Savings Corner

This card delivers all that and more. A BEGINNER’S GUIDE TO CREDIT CARDS How credit cards work The idea behind credit cards is simple: When you use a credit card, you are borrowing money to pay for something. The card issuer sets the rewards rate that applies on your card.