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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Any loyalty program is designed to keep you coming back for more – to help you want to spend money in their store, on their merchandise. Credit card rewards programs are no different. The rewards encourage you to charge things on their card. I just won’t waste the time it takes to manage the rewards.

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Reasons to Avoid Debt in 2014

Prairie Eco-Thrifter

I’m sure you’ve heard: household debt is on the rise and consumerism is everywhere. Between credit card offers in the mail promising great rewards and the ability to borrow money for next to nothing, debt can be enticing. My experiences with debt have been 100% negative. Debt is exhausting.

Debt 206
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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

We like to say that hindsight is 20/20, and this is especially true of money. The money advice I would give a younger version of myself falls into two categories: “What were you thinking?” Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt.

Money 209
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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

One credit card with no annual fee, which I use only occasionally and which is paid off every single month. I have never paid the credit card company one penny for the use of the card. Many people swear by their wonderful cash back cards. Free money, who wouldn’t want it? The rewards are small.

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Best Credit Cards – December 2023

Savings Corner

This card delivers all that and more. A BEGINNER’S GUIDE TO CREDIT CARDS How credit cards work The idea behind credit cards is simple: When you use a credit card, you are borrowing money to pay for something. The card issuer sets the rewards rate that applies on your card.