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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

The money advice I would give a younger version of myself falls into two categories: “What were you thinking?” My rewards credit cards were feeble, and I didn’t have a plan for using them. Don’t Give Your Future Self More to Be Upset About. Why I Don’t Use Credit Card Rewards Programs.

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Are Credit Cards From Grocery Stores Worth It?

Prairie Eco-Thrifter

Of course there are a bazillion different techniques to save money on food – and credit card rewards are one of the least effective ways – but regardless, I still wanted to take a moment to discuss them. Sam’s Club Discover – This card has two different reward programs, depending on what level of Sam’s Club membership you have.

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How to Freezer Your Credit and Protect Yourself from Identity Theft

Prairie Eco-Thrifter

If you prefer to use credit cards for the convenience as well as the credit card rewards, you may instead choose to freeze your credit. What Does It Mean to Freeze Your Credit. When you freeze your credit, your credit profile goes on lock down. How to Thaw Your Credit.

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Best Credit Cards – December 2023

Savings Corner

Best credit card for bonus cash back You’ll get rotating 5% cash-back categories as well as fixed bonus categories paying 3% to 5%, like dining and some travel. Best balance transfer credit card This card saves a bundle on interest with its super-long 0% intro APR period on balance transfers (and new purchases), for a low transfer fee.

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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

Have you ever had to listen to a dinner companion brag about the ‘free’ trip they took with their cash back reward cards, or watched as the person in front of you pondered which of the dozens of cards in their wallet they should use for this particular purchase? I don’t use cash back credit cards.