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Best Bad Credit Loans of January 2024

Savings Corner

The lender is owned by Upgrade, but bad-credit borrowers may be more likely to get approved with Universal Credit. Universal Credit personal loan pros and cons Direct payment to creditors with debt consolidation loans. Offers multiple rate discounts. Free credit score access. On-time loan payments build credit.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

But there’s one key difference: You use the cash from the equity you’ve built in your home to repay other non-mortgage debt, like credit card balances. Streamline refinance Caret Down A streamline refinance accelerates the process for borrowers by eliminating some refinance requirements, such as a credit check or appraisal.