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How to Build your Emergency Fund

Family Balance Sheet

In the same week, I woke up one morning to an icy cold shower and the discovery that our hot water heater was broken beyond repair. Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? Your future self will be grateful. . I’m going back to bed!

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How to Build your Emergency Fund

Family Balance Sheet

In the same week, I woke up one morning to an icy cold shower and the discovery that our hot water heater was broken beyond repair. Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? The total cost of the replacements was $1000. What is an Emergency Fund?

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Create an Emergency Fund | 31 Days to Organize Your Finances

Family Balance Sheet

By the end of the month, my goal is to help you have a detailed financial plan for your family. Several years ago, our other vehicle needed new tires to pass inspection and our hot water heater stopped working. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive.

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Frugal Friday: 11/04/16

Family Balance Sheet

Saturday: I’m hosting a dinner party for extended family to celebrate the numerous November birthdays. While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes. How We Saved this Week: 1.

Frugal 100
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Emergency Funds: Emergencies Happen When You Least Expect It

Family Balance Sheet

Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Surely unemployment, reduced income or a business downturn is considered an emergency, but so is a leaking roof, a broken hot water heater, or a dead car battery. It was a scary time for us.

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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

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How to Cut Out Unnecessary Spending

Saving Cents With Sense

Leave the Card at Home. It’s so easy to swipe a credit card and tell ourselves that we’ll worry about it later. Instead of falling prey to that shiny card leave it at home and save yourself the temptation. Sift through your usual online shopping outlets and take your card information out. Thank you for reading.