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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Many people today seem to prefer paying by credit card. To me, credit card reward programs are very similar to coupon clipping. We prefer not to use credit. Here is why.

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Reasons to Avoid Debt in 2014

Prairie Eco-Thrifter

Between credit card offers in the mail promising great rewards and the ability to borrow money for next to nothing, debt can be enticing. When I was 18, I got my first credit card. As a result, I ended up getting myself into a couple thousand dollars worth of credit card debt on things that I didn’t need.

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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

Or put yet another trip to Las Vegas on the credit card. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline. My rewards credit cards were feeble, and I didn’t have a plan for using them. Money Tips'

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How We Frugal-ed in June 2023

Family Balance Sheet

Instead, I look for creative ways to save my family money in all aspects of our lives. I locked in the CD at my local credit union where it will earn 4.75% during that time frame. Airlines Refund of $400 + $200 credit We flew to Florida in March to visit family. 4 – Credit Card Rewards – $241.78

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