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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Pay Attention to Interest Rates Did you know that 82% of all Americans have a credit card, and 61% of them have credit card debt? Credit cards can be a lifesaver, especially when you need a small personal loan. Again, you’re not alone with this problem. The trick is to pay close attention to the interest rates.

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Yakezie Carnival November 13, 2011- November Edition

Prairie Eco-Thrifter

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. krantcents: How Will You Measure Your Life?

November 188
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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

” Jacob from Dwindling Debt asks Do Overdraft Chargers Affect Your Credit. and says, “While the real estate market continues on the road to recovery, there has been quite a buzz recently regarding reverse mortgages. Glen from Credit Card Smarts shares how to Use a Credit Card to Build Your Credit History Fast.

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Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

20′s Finances: Hiring a Property Manager: What it Offers You Real Estate Investments can be time consuming. Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund. Why Do You Need One and How Does it Work?

October 200
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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Having that emergency fund to keep on paying for the utilities when you lose your job, or for buying the new furnace when the old one gives out may save you from using high interest debt, such as credit cards or title or payday loans to finance your day to day needs. Saving first can help you avoid usury interest rates.

Money 124
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Meet Aja. She & her husband Paid Off $110,000 in Debt

Family Balance Sheet

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). We are almost done with our 3-6 month emergency fund and will begin maxing out our retirement accounts. Once we max them out, we hope to put excess cash into real estate and potentially additional brokerage accounts.

Debt 100