Penny Pinchin' Mom

JANUARY 16, 2024

Pay Attention to Interest Rates Did you know that 82% of all Americans have a credit card, and 61% of them have credit card debt? Credit cards can be a lifesaver, especially when you need a small personal loan. Again, you’re not alone with this problem. The trick is to pay close attention to the interest rates.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

MAY 27, 2014

Ten years after I earned that BA, I was back in community college earning credits to become a computer programmer – a field I did research beforehand and one which provided ample returns on my time and money investment. Consequently, I overpaid for cars and real estate my entire life and I let others underpay me for my services.

Real Estate 180

Real Estate College Psychology Property Taxes 180

Family Balance Sheet

OCTOBER 23, 2011

The website strives to educate individuals in making wise choices about credit and debt, investing, education, real estate, insurance, spending, and more." Their "mission is to develop a community of people who try to make financially sound decisions. The site is a wealth of information and I encourage you to go check it out.

Menu Planning 127

Menu Planning Menu Plans Breakfast Real Estate 127

Savings Corner

APRIL 4, 2024

Lenders set their own qualifications for business loans, including time in business, personal and business credit score, annual revenue and collateral. You’ll also need to make sure that you meet the lender’s requirements for credit score, time in business and cash flow, ensuring that your business can easily handle loan repayments.

Bank 40

Bank Banking Credit Finance 40

Prairie Eco-Thrifter

NOVEMBER 6, 2011

A seller who wants to advertise a potential rent-to-own deal can still use many traditional realty advertising methods, such as a local paper and real estate websites, to showcase their properties. Passive Income With Real Estate. What do you think the pros and cons are? 5 Home Buying Fundamentals to Remember.

Rent 183

Rent Home Real Estate Work 183

Prairie Eco-Thrifter

MAY 16, 2011

Here are some forms of passive income that you may have heard of: Real Estate (rental units). Out of these three options, real estate is often the passive income of choice, simply because not everyone has the talent to sing or write, but for the most part, real estate can be learned by almost everyone.

Real Estate 157

Real Estate Money New York City New York 157

Family Balance Sheet

DECEMBER 28, 2016

Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. She’ll share the 3 steps she used to eliminate $22,000 in credit card debt. Jessi is the founder of the popular personal finance blog, TheBudgetMama.com, where she shares her family’s real life on a budget.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

NOVEMBER 22, 2011

The website strives to educate individuals in making wise choices about credit and debt, investing, education, real estate, insurance, spending, and more." Their "mission is to develop a community of people who try to make financially sound decisions. The site is a wealth of information and I encourage you to go check it out.

Entertainment 100

Entertainment Craft Crafts Real Estate 100

Savings Corner

DECEMBER 27, 2023

on Bethpage Federal Credit Union Bethpage Federal Credit Union 5.0 on Bethpage Federal Credit Union 4.0 on Bethpage Federal Credit Union Bethpage Federal Credit Union 5.0 on Bethpage Federal Credit Union 4.0 Closing costs are fees you pay to finalize a real estate transaction.

Calculators 52

Calculators Property Taxes Insurance Illinois 52

Family Balance Sheet

AUGUST 21, 2020

Liabilities: Liabilities are what you OWE money on, such as car loans, student loans, credit card balances, and mortgage balances. Back in 2012/2013, we added new loans from a real estate purchase and spent the next 7 years paying off our non-mortgage debt. Column E = Difference between the target balance and the actual balance.

Family 241

Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

NOVEMBER 25, 2012

Saving means that you deposit a sum of money, which you can generally add to over time, into an account with a bank, credit union, savings and loan or other financial institution. If you decide to invest in real estate, precious metals or collectable items, the same situation applies as investment in the stock market.

Money 189

Money Debt Refinancing Credit Cards 189

Prairie Eco-Thrifter

APRIL 6, 2012

Teacher Man presents Why Credit Cards Are Dangerous For Students posted at My University Money , saying, “I am on the record as having said that I believe students should sign up for credit cards. Theres a reason why the average amount of credit card debt per household is $15,956. Real Estate.

Money 133

Money Finance Personal Finance Real Estate 133

Nicoles Nickels

APRIL 14, 2013

Stylish ladies know that less is more, especially when it comes to things that take up real estate in our purses. The HuMn Mini is about the size of a credit card and can be configured in one, two or three powder coated aluminum plates with a shock strap. The wallet comes in a variety of colors allowing complete customization.

Real Estate 61

Real Estate Storing Credit Cards Credit 61

Prairie Eco-Thrifter

SEPTEMBER 19, 2013

Real estate taxes are calculated on the size of the house so a smaller house will attract a lower tax rate. Credit cards come immediately to my mind; by downsizing the number of cards you have, as well as their balances and credit limits, you are certain to save lots of money in interest and repayments.

Saving Money 220

Saving Money Money Saving Storage 220

Prairie Eco-Thrifter

MARCH 24, 2013

He pays off his credit card BEFORE the statement comes! He manages the bond investments and I handle the stock, real estate and other investments. Years into my marriage, I found that for my spouse, it was truly disturbing, stressful and sleep depriving. We have done both. I manage my own retirement accounts.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

AUGUST 17, 2011

Credit Card Statements - These can also be found online, so I'm not sure a paper copy is necessary, unless you need it for documentation for tax deductions, then see Taxes below. You should keep any credit card receipts to match up with your statement. I use a small accordion file with 12 monthly files for credit card receipts.

Home Improvement 153

Home Improvement Taxes Credit Cards Bills 153

Prairie Eco-Thrifter

JULY 18, 2011

However paying for an education, lets say in real estate internet marketing , is an investment because you get a financial return on what you pay. If you analyzed your bank statement or credit card bill, you would probably find a large percentage of the charges would be fast food or other “eating out” type expenses.

Money Saving 180

Money Saving Money Eating Out Real Estate 180

Prairie Eco-Thrifter

MAY 10, 2012

Madison presents Credit Card Application Spree to Maximize Sign Up Bonuses posted at My Dollar Plan , saying, “It’s time for a round of credit card applications to make some money! Do you have thousands of dollars worth of student loan debt and/or credit card debt? MR presents Is Now The Time To Buy Real Estate?

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

NOVEMBER 28, 2011

Things to Consider Before Investing in Real Estate. How to Use a Credit Card to Save the World. This article was written by Marie. . Related posts: 8 Ways to Save on Christmas. Christmas in July. Frugally Festive: 6 Affordable Ways to Enjoy the Holidays.

Christmas 181

Christmas Real Estate Cycle Re-use 181

Prairie Eco-Thrifter

MAY 26, 2016

Having that emergency fund to keep on paying for the utilities when you lose your job, or for buying the new furnace when the old one gives out may save you from using high interest debt, such as credit cards or title or payday loans to finance your day to day needs. Saving is a prerequisite to becoming an investor.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

OCTOBER 31, 2012

She charged up credit cards to buy food and clothing. She stopped paying income tax on the rare occasions when she did have income and did not pay county real estate taxes. Use credit counseling to try to get your financial life back on track. Borrow Money You Can’t Pay Back. Eventually the inheritance ran out.

Friends And Family Sale 189

Friends And Family Sale Taxes Insurance Money 189

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Take a moment to watch them.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Motherhood Moments

JANUARY 4, 2023

Of course they’ll help you recover your money if you’re defrauded, just like they would if your credit card information were stolen. Or…it could be a criminal who’s catfishing you with pictures of sexy real estate. “In Not so,” warns Bordo. Zelle’s and Venmo’s terms and conditions are very clear on that point.

Landlord 100

Landlord Real Estate Bank Banking 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

20′s Finances: Hiring a Property Manager: What it Offers You Real Estate Investments can be time consuming. Money Reasons: Why I Got An American Express Blue Cash Card MR loves reward credit cards. Free From Broke: How to Fix an Error on Your Credit Report See how to fix an error on your credit report.

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

AUGUST 2, 2011

By paying college tuition at the state university with a cash back rewards credit card (and then paying the balance off before any interest charges came due!!), If your child is off to college and you are interested in real estate investments, consider buying a house in your child’s college town. Get Rewarded. What a deal.

College 192

College Money Personal Finance Student 192

Prairie Eco-Thrifter

OCTOBER 21, 2012

” Jacob from Dwindling Debt asks Do Overdraft Chargers Affect Your Credit. and says, “While the real estate market continues on the road to recovery, there has been quite a buzz recently regarding reverse mortgages. Glen from Credit Card Smarts shares how to Use a Credit Card to Build Your Credit History Fast.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Never chase an asset price whether it be real estate, stocks, gold, or anything else. Funancials: Lesser Known Credit Card Perks – Most people are aware of the advantages to using a credit card. My University Money: Why Is Leverage Only Ok In Real Estate? One of the biggest lessons is patience.

November 188

November 2011 Personal Finance Finance 188

Savings Corner

DECEMBER 27, 2023

Where to buy CDs: CDs are sold based on term length, and the best rates are generally found at online banks and credit unions. Government bonds are virtually a risk-free investment, as they’re backed by the full faith and credit of the U.S. But there are several other, far more hands-off ways to invest in real estate.

Real Estate 52

Real Estate Bank Banking Money 52

Family Balance Sheet

JANUARY 21, 2015

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Once we max them out, we hope to put excess cash into real estate and potentially additional brokerage accounts. It wasn’t until the last 2 years that we got serious. What inspired you to get debt free?

Debt 100

Debt Debt Free Las Vegas Finance 100

Savings Corner

DECEMBER 25, 2023

Buy crowdfunded real estate If you’re interested in investing in real estate but don’t want to do a lot of the heavy lifting (management, repairs, handling tenants and more), then another option is using a crowdfunding platform to invest in property. Other players include Payoff, which targets better credit risks.

Money 52

Money Making Real Estate Rent 52

Savings Corner

DECEMBER 25, 2023

Register for a NerdWallet account to gain access to a tax product powered by Column Tax for a flat rate of $50 in 2024, credit score tracking, personalized recommendations, timely alerts, and more. This can include investments such as stocks, bonds, cryptocurrency, real estate, cars, boats and other tangible items.

Taxes 52

Taxes Calculators Real Estate Cars 52

Prairie Eco-Thrifter

APRIL 8, 2014

Credit card balances. Yes, credit cards were available. According to Credit Cards.com the Diner’s Club Card was the first of the modern style credit cards to be used and it was available starting in 1950. In 1950, according to MSN Real Estate , the average home size was 983 square feet. We have three.

Phones 204

Phones Parenting Kids and Family Credit Cards 204

Prairie Eco-Thrifter

SEPTEMBER 8, 2014

Henry Ford is credited with inventing the assembly line, making cars affordable. I learned that investing in others is beneficial – watching others in my family and nation put money into the stock market and real estate. How many of you have since earned a living and yes, even gotten rich, selling cars? Perhaps not.

Finance 165

Finance Economical Real Estate Money 165

Prairie Eco-Thrifter

JUNE 14, 2012

” CCS presents Savvy Credit Card Use: Track Your Spending posted at Credit Card Smarts , saying, “A big key to using your credit card wisely is tracking your credit card spending. Will this trend continue throughout the year, or will consumer credit card debt follow the same path it has in previous years?

Money 124

Money 2012 June Credit Cards 124

Prairie Eco-Thrifter

JULY 18, 2019

Using artificial intelligence, big data analytics, past financial information and a look at spending habits, they now have a program that can evaluate user credit and help government officials and financial institutions make important decisions based on a credit profile.

2019 113

2019 Fair-Trade Real Estate 2018 113