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Six Eco-friendly Ways to Save Money for You and Your Family

Prairie Eco-Thrifter

Energy efficient tax credits. While there have been some rollbacks on tax credits and deductions for energy efficient investments to your home, many still apply. For instance, there are still credits and deductions for the installation of solar panels, energy efficient water heaters, heat pumps, and windows.

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How to Build your Emergency Fund

Family Balance Sheet

In the same week, I woke up one morning to an icy cold shower and the discovery that our hot water heater was broken beyond repair. Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? Your future self will be grateful. . I’m going back to bed!

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How to Build your Emergency Fund

Family Balance Sheet

In the same week, I woke up one morning to an icy cold shower and the discovery that our hot water heater was broken beyond repair. Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? If not for that fund, we would most likely have used credit cards to survive.

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Create an Emergency Fund | 31 Days to Organize Your Finances

Family Balance Sheet

By the end of the month, my goal is to help you have a detailed financial plan for your family. Several years ago, our other vehicle needed new tires to pass inspection and our hot water heater stopped working. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive.

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Frugal Friday: 11/04/16

Family Balance Sheet

Saturday: I’m hosting a dinner party for extended family to celebrate the numerous November birthdays. While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes. How We Saved this Week: 1.

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Emergency Funds: Emergencies Happen When You Least Expect It

Family Balance Sheet

Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Surely unemployment, reduced income or a business downturn is considered an emergency, but so is a leaking roof, a broken hot water heater, or a dead car battery. It was a scary time for us. What is considered an emergency?

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Everyday Changes that Save Money & Help our Planet + a $25 GIANT FOOD STORES Gift Card Giveaway

Family Balance Sheet

That is close to what an average family spends on food in one month. Two tips to consider: set your water heater thermostat at 120 degrees F or lower and wash your clothing in cold water. top photo credit. I have a good friend who hates leftovers and throws any away after a meal. That’s crazy!