Debt Emergency Fund Garage Thrift Stores 
Family Balance Sheet
JANUARY 26, 2016
As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. That was the month I didn’t know if we had enough funds to cover our expenses. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. Choose Thrift First.
Family Balance Sheet
JANUARY 17, 2018
This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. While I love thrift stores, I can be easily swayed to run into Target, TJ Maxx, and/or Kohl’s when I feel like I need something. I’ll apply that money to the debt. Save a starter Home Emergency Fund.
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