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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

This year may go down in real estate history as the year of correction. Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Get started: Contact several local real estate agents and talk with them about your needs before choosing one.

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How To Get A Business Loan In 6 Steps

Savings Corner

To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR). DSCR = annual net operating income / total annual debt, including principal and interest Many lenders won’t consider any business with a DSCR below 1.25, and the higher the number, the stronger you look.

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How to Manage Different Investment Risk Tolerances Between Spouses

Prairie Eco-Thrifter

Taking on debt never has bothered me, because I have always felt that we kept it under control and no matter what, would pay it off. It was developed by two university personal finance professors one at Virginia Tech and the other at Kansas State University. Remember to consider real numbers. Here is a quiz that might help.

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Look 3 Feet In Front Of You, Not 3 Miles

Prairie Eco-Thrifter

He has been in Real Estate and mortgage lending for the past 13 years. He currently runs his own blog Smart Wealth , where he discusses Real Estate, personal finance, debt management, and building wealth. Guest Post Author Bio: This is a guest post from Steve Ryan. No related posts.

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23 Passive Income Ideas To Help You Make Money In 2023

Savings Corner

To do that, you might work with an organization such as Getty Images, Shutterstock or Alamy. Buy crowdfunded real estate If you’re interested in investing in real estate but don’t want to do a lot of the heavy lifting (management, repairs, handling tenants and more), then another option is using a crowdfunding platform to invest in property.

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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

After that, while you all primed and interested in personal finance, continue and read the awesome articles that were written across the web this week regarding personal finance and enhancing your lifestyle. – Not only is it possible to retire on real estate, there are many benefits that you need to take advantage of.