Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. Home equity loans drawbacks include putting your home at risk of foreclosure and their lengthy application process.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. I am a stay at home mom to 3 kiddos and a cockapoo named Otis. My husband and I own our wedding photography business called Blue Vinyl Photography that we have been running together for the past 5 years! How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Finds Finance 100

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

Debt 52

Debt Credit Cards Credit College Tuition 52

Savings Corner

DECEMBER 27, 2023

To qualify you, lenders look at factors including your credit score, credit report and debt-to-income ratio. Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. What are personal loan rates?

Debt 40

Debt Home Improvement Consumer Credit 40