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Christmas Savings Club | March Meeting

Family Balance Sheet

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. One of our budget problems is eating out at restaurants, so we cut back our restaurant budget to $100 from an average of $250 a month in 2012. How Are You Doing? Stay Strong!

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Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

Family Balance Sheet

We also were working on paying for Jon’s master’s degree and then my own masters degree, which I completed in December 2013. This motivated Jon to not ever feel like he had to keep working at a job that he was clearly overwhelmed by just because he couldn’t afford to do anything else. I probably said to much as it is!

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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

Those are all great ideas, but one company is taking it a step further to help motivate us. MoneySmartGuides : The Real Cost of Eating Out – I was looking over my budget for the previous month and something stood out. After checking and rechecking and I discover the real cost of eating out!

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Our 2017 Debt Freedom Plan Update

Family Balance Sheet

We dramatically reduced our spending by cutting our cable TV and landline , shopping thrifty, eating out less often , and lowering our grocery bill. Projected pay off date December 2018. However, we have one non-mortgage loan left, the behemoth student loan that I was hoping to pay off in 2016. We bought our home in 2001.

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