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How Much Is Homeowners Insurance? Average December 2023 Rates

Savings Corner

Our analysis found that the average home insurance cost is less than $1,000 in some states, including Hawaii, Delaware and Vermont. Delaware: $875 a year, or about $73 a month, on average. Raising your deductible from $1,000 to $2,500 can save you 11% a year on average, according to NerdWallet’s rate analysis. Make renovations.