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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

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Variable categories change monthly depending on your spending habits and include categories like groceries, dining out, clothing, utilities, and entertainment. Groceries. I talk a lot about grocery spending on this blog. My absolute #1 way for saving money at the grocery store is to PLAN OUR MEALS.

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5 Easy Budget Categories to Reduce

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And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. Dining Out. It saves us $67 a month.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Our emergency fund has saved us countless times and it will save us once again with the truck. If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. But the truth is, we have the money.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Our emergency fund has saved us countless times and it will save us once again with the truck. If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Put the money saved into your emergency fund.