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Best Bad Credit Loans of January 2024

Savings Corner

Bad credit loans: A guide to getting a personal loan with bad credit Upgrade: Best overall bad credit loans Why it made the list: Upgrade has a low minimum credit score requirement and low starting rates — a somewhat rare combination. Long repayment terms on home improvement loans. Offers multiple rate discounts.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Mortgage refinance FAQ What does it cost to refinance a mortgage?