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20 Tips for Frugal Living

For the Mommas

Shop around at garage sales, thrift stores and online classifieds for furniture and other household items. Do it yourself. Instead of hiring someone to do something, try doing it yourself first. If you don’t know how to do it, search online. Reduce convenience foods.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

12 – Do It Yourself. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. I’m always amazed by the amount store tags I see on clothing and household item at thrift stores. Put the money in your emergency fund.